Introductory Offer - $179 (regularly $250) sign up today to save!
Fair Isaac Company (FICO) "scores" credit reports for lenders. The score is based on the contents of your credit report. The factors that FICO uses in their scoring model of your credit report are listed below.
35% of your credit score is based on your payment history. This is the largest determinant of your credit score. The things that the model looks at are:
Number of (presence, prevalence and recent information on) various types of accounts (credit cards, retail accounts, installment loans, mortgages, consumer finance accounts, ect.)